By the time the boat is in working order, a good part of the boating season will have been lost. Repairing freeze damage takes time and all too often involves a complete engine replacement.
#Winterizing inboard motor crack#
Most of those who don't winterize, or don't winterize properly, only find out something is wrong in the spring when brown froth starts spewing through a crack in the side of the engine block, or what looks like chocolate milk appears on the dipstick.
There is no way to accurately predict how cold winter will be in your state, so don't get caught off guard this year. experiencing temperatures below freezing. The most freeze claims over the past decade were in 2018 because of a severe winter that included snow in Las Vegas, record cold for Los Angeles, and at one point, nearly half the U.S. More than half of them would be considered warm-weather states, and only Hawaii routinely has no claims. If you live in a temperate state and aren't sure if you should winterize, look at the list below showing which states have the most freeze damage insurance claims over the last 10 years. In the temperate South, our files include many more claims where the boat wasn't winterized at all, or where the boater was depending on a heater to keep the engine from freezing and the electricity went out. Why? Likely because boaters in the frozen North know they need to winterize, so their freeze claims almost always involve a problem with how the boat was winterized (something was missed) or the owner waited too long. Even balmy Florida has more claims than Minnesota. If you're like most people, you probably think the colder states would have the most claims, but the GEICO | BoatUS Marine Insurance claims files show that the Lone Star State of Texas leads the pack with more than seven times the freeze-damage claims as frigid Minnesota.
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